aaronmillerinsurance

By Aaron Miller Insurance | Serving Myrtle Beach and the Grand Strand, South Carolina Flood insurance is one of the most misunderstood products in the entire insurance industry. Most homeowners believe they're covered for flooding under their standard homeowners policy. They're not. Most renters assume their landlord handles it. They don't. And most people who do carry flood insurance aren't entirely sure what it actually covers, how claims work, or why their premium is what it is. In most parts of the country, this knowledge gap is inconvenient. In Myrtle Beach, it can be financially catastrophic. The Grand Strand sits at the convergence of several serious flood risk factors — direct Atlantic Ocean exposure, low-lying coastal elevation, proximity to tidal creeks and the Intracoastal Waterway, and a climate that sends tropical systems up the Carolina coast with regularity. Myrtle Beach residents who don't fully understand flood insurance aren't just underprepare...